Hey there, I’m Jared.
Let’s be honest for a second: nobody actually teaches us how to handle money. We’re just expected to figure out budgeting, investing, and credit scores on our own while pretending we have it all together. If thinking about your bank account gives you a pit in your stomach, you are not alone, and you are not a failure.
I know the anxiety of financial uncertainty, but I also know the immense relief of taking back control.
As your financial coach, my goal isn't to judge your past choices or tell you that you can never buy a coffee again. My goal is to build a judgment-free roadmap that aligns your money with your actual life goals—whether that’s buying a home, crushing debt, or just finally sleeping through the night without worrying about the bills.
Let’s stop stressing and start building.
Too often, it feels like money is running us ragged. We watch paychecks vanish into debt, stress over credit card statements, and feel like the dream of homeownership is out of reach.
At Perpetual Balance, we believe it’s time for a shift: Money should be a tool you use to build the life you want—not a force that controls you.
The idea for Perpetual Balance came from a personal fascination with watches. Inside a timepiece, every microscopic part must be perfectly aligned to keep time. Many feature a perpetual movement—powered by the wearer, designed to keep going indefinitely.
When you break down those two words, the vision for your financial life becomes clear:
Perpetual: Enduring and continuous.
Balance: A state of perfect stability.
Your finances shouldn't feel like a source of restriction. They should operate like a finely-tuned watch—a system where your income, savings, and goals work in perfect harmony to keep you moving forward.
We provide practical, personalized financial coaching to help you conquer real-world challenges:
Debt Demolition: Creating realistic plans to wipe out what you owe.
Credit Mastery: Taking the mystery out of credit cards so they work for you.
Milestone Planning: Mapping out the exact blueprint to buy your first home.
For too long, people thought only the wealthy deserved financial guidance. We are here to change that. If you want to get in shape, you hire a trainer. Why should your money—the tool that impacts every single day of your life—be any different?
If you are struggling with money, your financial gears are just a little out of alignment. Let’s adjust the mechanism, find your equilibrium, and build your Perpetual Balance.